If you are looking to get homeowners you are no doubt wanting to get the best price you can with a top rated provider. However you might think you don’t have time to shop around for the best price, or that low-cost home insurance does not really exist..
The fact is you can find low cost homeowners insurance quotes. And you can now do it in the comfort and privacy of your home by just going online and going to an insurance comparison site.
Can You Really Shop Online To get Home Insurance?
You may already shop online for items including books, gadgets, and music. But insurance?
Searching for insurance coverage via the Internet is without a doubt the easiest way to shop as you don’t need to spend hours of your time trying to get prices by making multiple phone calls as well as visits to your neighborhood agencies.
Shopping on the Internet to get insurance is fast, it’s simple, it’s absolutely free, and you will get access to more top rated providers with better prices as compared to your hometown agent may have.
So How Does Online Insurance Shopping Work?
When you visit an insurance comparison Internet site you’ll be instructed to fill in a questionnaire with information regarding your household as well as your insurance coverage needs. These questions include the following:
– When was your home built and what is the square footage?
– Where’s the nearest fire hydrant and how far is the nearest fire station?
– What is the amount of insurance coverage you would like and how much of a deductible are you looking for?
– What safety features do you have in your home, such as deadbolts, smoke alarms, fire extinguishers, and security systems?
After you submit that questionnaire, you’ll begin to receive quotes from a number of A-rated home insurance providers. You can then compare your quotes, make changes and adjustments, and finally choose the plan that’s best for you.
You’ll be able to lower your quote even further by including each of the discounts that you are qualified to receive, including :
– A multi-policy discount for having both your car or truck and home insured with the same provider
– A discount for having fire extinguishers as well as smoke alarms
– A security discount if you install a burglar alarm and have deadbolt locks on your doorways
– A discount if you’re a senior
– A non-smoker’s discount if no person in your home smokes
Together with researching quotes and obtaining discounts, possibly the best ways to save money on your insurance coverage is to increase your deductible, the total amount you pay out before your insurance company will cover your claim.
To determine your deductible, decide how much you can afford to pay in advance should you have to submit a claim. For instance, if you could afford to pay out $1,000 toward a claim and you increase your deductible from $500 to $1,000, you will save nearly 25% on your bill.
My Own Story
I am a retired insurance agent therefore I was fairly certain I had a low cost policy, however to be sure I decided to check prices at a comparison website. I spent a few minutes at the site typing in my insurance information and typing in the discounts and deductible I wanted. A couple of minutes after sending my information I started to obtain rates and after reviewing those rates I ended up selecting a plan that saved me $640 per year! Not bad for only a few minutes work.
There could not be a less complicated way to find the best prices on a home insurance plan. So why don’t you click the link below and discover how much you’ll save. It’s fast, it’s easy, and best of all it’s free.
Click the website link that follows to obtain free affordable homeowners insurance quotes.